{"product_id":"pricing-profit-calculator-copy","title":"Cash Flow \u0026 Budget Planner","description":"\u003cp\u003eThe Cash Flow \u0026amp; Budget Planner helps you look forward instead of only reviewing what already happened.\u003c\/p\u003e\n\u003cp\u003ePlan the money you expect to receive, the bills and expenses you know are coming, what you want to set aside, and how much cash you expect your business to have left each month.\u003c\/p\u003e\n\u003cp\u003eUse It To\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003ePlan expected monthly sales and income\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003ePlan upcoming business expenses\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eBudget for materials, inventory, and job costs\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eKeep track of recurring bills\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003ePrepare for annual renewals\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003ePlan money to set aside for taxes\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003ePlan owner pay\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eAccount for loan payments and other spending\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eSet a minimum cash goal for your business\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eSee your expected ending cash each month\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eSpot months where cash may get tight\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eCompare your plan with your actual ending balance\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eHow It Works\u003c\/p\u003e\n\u003col\u003e\n\u003cli\u003eStart with the amount of business cash you currently have available.\u003c\/li\u003e\n\u003cli\u003eEnter the income you expect to receive and the money you expect to spend each month.\u003c\/li\u003e\n\u003cli\u003eThe workbook automatically calculates your expected ending cash and carries that amount into the following month.\u003c\/li\u003e\n\u003cli\u003eSet a Minimum Cash Goal to tell the planner how much you want to keep available in the business. The workbook then shows whether each month leaves you with a cash cushion or puts you below your goal.\u003c\/li\u003e\n\u003cli\u003eYou can also enter your actual ending cash at the end of the month to see how reality compared with your plan.\u003c\/li\u003e\n\u003c\/ol\u003e\n\u003cp\u003eBills \u0026amp; Commitments - Keep recurring and upcoming obligations in one place, including things like:\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eSoftware and subscriptions\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eInsurance\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eRent\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eWebsite and domain renewals\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eContractors\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eLoan payments\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eLicenses\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eProfessional services\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eInventory commitments\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eOther recurring business costs\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eThe planner calculates a monthly equivalent for weekly, monthly, quarterly, and yearly bills so you can see what those commitments really cost your business each month.\u003c\/p\u003e\n\u003cp\u003eWhat's Included\u003c\/p\u003e\n\u003cul\u003e\n\u003cli\u003eStart Here instructions\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003ePlain-English field explanations\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eSample budget entries\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003e12-month cash flow plan\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eMonthly income planning\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eMonthly spending planning\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eTax savings planning\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eOwner pay planning\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eBills \u0026amp; Commitments tracker\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eRecurring-cost calculations\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eMinimum Cash Goal\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eCash Cushion \/ Shortfall calculation\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003ePlan vs. Actual comparison\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eCash Flow Dashboard\u003cbr\u003e\n\u003c\/li\u003e\n\u003cli\u003eBuilt-in formulas and automatic calculations\u003cbr\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003cp\u003eHow This Is Different From the Income \u0026amp; Expense Tracker\u003c\/p\u003e\n\u003cp\u003eThe Income \u0026amp; Expense Tracker records what already happened.\u003c\/p\u003e\n\u003cp\u003eThe Cash Flow \u0026amp; Budget Planner helps you plan what you expect to happen next.\u003c\/p\u003e\n\u003cp\u003eUsing both gives you a way to compare your actual business activity with what you planned.\u003c\/p\u003e\n\u003cp\u003eDigital product. No physical item will be shipped.\u003c\/p\u003e\n\u003cp\u003eDigital product terms: For one purchaser’s business use only. Do not share, resell, copy, or redistribute. Because this is a digital download, sales are final after delivery except where required by law. Results depend on the information entered and are for educational purposes only.\u003c\/p\u003e","brand":"Krafty Kalculations","offers":[{"title":"Default Title","offer_id":49306535198955,"sku":null,"price":20.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0774\/6941\/7707\/files\/cash_flow_budget_planner_mockup.png?v=1787879261","url":"https:\/\/kraftykalculations.com\/products\/pricing-profit-calculator-copy","provider":"Krafty Kalculations","version":"1.0","type":"link"}